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Consumer Guide to Credit Reports Part 4

We’re continuing the conversation about how review your credit report, specifically Account Status and Unknown or Fraudulent Accounts. Account Status: Active vs. Closed It is not uncommon for consumers to mistakenly believe that they have closed an account. In actuality, it remains open and continues to accrue fees, interest, penalties, charges, etc. Accounts that are […]

Consumer Guide to Credit Reports – Part 2

Last time we talked about how credit reports are used. It’s logical to discuss why it’s important to periodically review your credit report. Here are three important reasons why you should pull a credit report at least once a year. Knowledge is Power American consumers have the right under Federal Law to request and pull […]