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Consumer Guide to Credit Reports – Part 2

Last time we talked about how credit reports are used. It’s logical to discuss why it’s important to periodically review your credit report. Here are three important reasons why you should pull a credit report at least once a year. Knowledge is Power American consumers have the right under Federal Law to request and pull […]

Consumer Guide to Credit Reports – Part 1

While free and easy to acquire, many Americans still fail to request credit reports each year. Consumers can pull up to three free credit reports per year – one from each of the three major credit reporting agencies. Creditors analyze credit reports to determine whether to extend credit and on what terms to prospective consumers. […]